About No Bullshit Payments
A payment processing company built to end the bullshit and help B2B businesses save real money.
Meet Ryan
I've spent years in payment processing, and I've seen the same problem over and over: businesses are getting screwed. Hidden fees, surprise rate increases, long-term contracts, impossible-to-reach support — it's everywhere.
The industry is built on complexity and opacity. Processors make their money by keeping merchants confused, locked in, and dependent. It's broken, and I got tired of being part of it.
So I started No Bullshit Payments to do things differently. Direct. Transparent. No games. Just straightforward payment processing that actually helps businesses save money instead of bleeding them dry.
Why "No Bullshit"?
The Problem
- ✕Processors hide fees in complex pricing tiers
- ✕Rates go up without notice — no lifetime locks
- ✕Long-term contracts trap businesses in place
- ✕Support is impossible to reach — phone trees, email delays
- ✕Merchants lose 30%+ unnecessarily on B2B transactions
Our Way
- ✓Transparent rates. Period.
- ✓Lifetime rate lock — rates never go up
- ✓No contracts, no cancellation fees
- ✓Dedicated human support, available 24/7/365
- ✓Automated Level 3 optimization — save $85-$125 per $10K
How We Work
Direct & Blunt
We tell you the truth, even when it's uncomfortable. No BS sales talk, no fluff. Just real numbers and straightforward advice.
Transparency First
Every fee, every rate, every detail is out in the open. We don't hide pricing behind tiers or jargon. You know exactly what you're paying and why.
Your Interest Over Ours
We make money when you save money. That alignment means we're incentivized to give you the best rates, the best tools, and the best service.
Long-term Relationships
We're not in this to squeeze you for a quick win. We're building a business on trust, transparency, and results. If we help you save money, you stick around. That's how it should work.
"Most processors make money by keeping you confused and locked in. We make money by helping you save money. That's the difference."
— Ryan Upton, Founder
Let's Talk
If this resonates with you, let's see if we can help your business save real money.